Aviva Insurance Through Reliable Insurance Brokers
Learn about Aviva insurance options in Canada, including auto insurance, home insurance, Aviva Journey, Ovation high-value home insurance, group savings opportunities, and why working with a Reliable broker can help you choose the right coverage and bundle.
Availability, eligibility, discounts, limits, endorsements, and coverage wording vary by insurer, policy, province, underwriting, and individual quote details. A broker can help you confirm what applies to your quote.
Why work with Reliable Insurance Brokers for Aviva?
Aviva offers many coverage options, discounts, and optional features. A Reliable broker can help you understand which options are available on your quote and how they fit together.
Choose the right bundle
Bundling home and auto with Aviva can create savings opportunities for eligible customers. A broker can help compare the bundle, coverage, deductibles, optional features, and total premium.
Review endorsement packages
Some optional packages can include multiple features together. A broker can help explain what is included, what is not included, and whether the package makes sense for your situation.
Check group eligibility
Some customers may qualify for Aviva group home and auto insurance opportunities through eligible employers, associations, professions, or group programs.
Reliable Insurance Brokers can quote Aviva and help you review options, but final eligibility, pricing, discounts, and coverage availability are determined by the insurer.
Bundle home and auto insurance with Aviva
Eligible customers can save up to 20% off auto insurance when bundling home and auto with Aviva. A broker can help you compare the bundle savings against the coverage options, deductibles, endorsements, and total policy cost.
Home + Auto
If you own a home and insure your vehicle, bundling both policies with Aviva may create a combined policy discount and simplify how your policies are managed.
Condo or Tenant + Auto
If you rent or own a condo, pairing tenant or condo insurance with auto insurance may also create eligible bundle savings.
Bundle + endorsements
The right quote is not only about price. A broker can help you review optional packages, accident waiver, ticket waiver, Journey, deductibles, water coverage, liability limits, and claims-related features.
The goal is not just to get the cheapest quote. The goal is to build the right Aviva bundle for your household.
Aviva Journey: safe driving, app-based savings, and rewards
Aviva Journey is an app-based program for Ontario drivers that uses driving behaviour to help create a personalized auto insurance premium. It can reward safer driving, but it should be reviewed carefully before enrolling.
Enrolment discount
Aviva Journey can include an enrolment discount for eligible customers who sign up. Ask a broker how it applies to your quote and policy term.
Driving score
The app can score driving behaviour using factors such as speed, braking, acceleration, cornering, context, and distracted driving indicators.
Renewal impact
At renewal, your Journey results may affect your personalized premium depending on your driving data, participation requirements, and program rules.
Rewards
Aviva Journey can include rewards opportunities for safer driving scores, depending on the program rules.
Broker tip: Aviva Journey can be a good fit for some drivers, but it is not for everyone. A Reliable broker can explain the savings opportunity, participation rules, and possible renewal impact.
Aviva auto features customers often ask about
Conviction Protector / Ticket Waiver
Ticket waiver may help protect your premium from one eligible minor conviction, but it does not erase the ticket or override all underwriting rules.
Accident Rating Waiver
Accident waiver may help protect your premium after one eligible at-fault accident, subject to insurer rules and driver eligibility.
Worry-Free Bundle
Aviva may offer bundled optional auto features. A broker can help explain what is included, what limits apply, and whether the package makes sense for your quote.
Ovation high-value home insurance
Aviva Ovation is a high-value home insurance program designed for customers with more complex property, valuables, lifestyle, liability, and claims-service needs.
Higher-value property needs
Ovation may be worth reviewing if you have a higher-value home, multiple properties, fine valuables, custom features, or more complex lifestyle exposures.
Coverage options
Ovation can include or offer options for valuables, personal liability, additional living expenses, water protection, service line, umbrella, equipment breakdown, cyber, and other coverage areas.
Claims service
High-value home claims can be more complex. A broker can help you understand how the policy is set up before a claim happens.
If your home, contents, valuables, or liability needs are more complex than a standard home policy, ask Reliable Insurance Brokers whether Ovation should be quoted.
Aviva group savings and Endless Savings
Some customers may qualify for Aviva group home and auto insurance rates through eligible groups, employers, unions, associations, or professional categories.
Endless Savings program
If you work for one of the companies listed in the Endless Savings program, ask Reliable Insurance Brokers to check whether you may qualify for Aviva group rate eligibility.
Professional and public-service groups
STEM professionals, government employees, first responders, and health care workers should ask a Reliable broker to check whether group rate eligibility may apply.
Union savings
If you are part of a union or association, you can review union savings options and ask a broker whether Aviva group eligibility is available.
Group discounts and eligibility are not automatic. They depend on the group, insurer rules, underwriting, province, quote details, and proof of eligibility.
How a Reliable broker can help you choose the right Aviva quote
Aviva may be a strong fit for many customers, but the right quote depends on your home, vehicle, drivers, claims history, discounts, group eligibility, and coverage needs.
Compare the total package
A broker can help compare your base premium, bundle discount, Journey option, endorsements, deductibles, liability limits, and property coverage.
Explain the trade-offs
Cheaper is not always better. A broker can help explain what you may be gaining or giving up when choosing a specific package or discount option.
Plan ahead
Ticket waiver, accident waiver, Journey, Ovation, group eligibility, and bundled endorsements are best reviewed before a renewal or claim happens.
Quote Aviva with Reliable Insurance Brokers and ask which bundle, endorsements, and savings options fit your situation.
Continue learning before you quote
Ticket Waiver
Learn how minor conviction protection may help with one eligible ticket and what it does not protect.
Accident Forgiveness
Learn how accident waiver may protect your premium after one eligible at-fault accident and why insurer eligibility rules still matter.
Auto Insurance Learning Hub
Learn about collision, comprehensive, liability, OPCFs, and optional auto coverage before choosing a quote.
Aviva insurance FAQs
Can I quote Aviva with Reliable Insurance Brokers?
Yes. You can quote Aviva with Reliable Insurance Brokers by using the Aviva quote page or speaking with a Reliable broker.
Can I save by bundling home and auto with Aviva?
Eligible customers can save up to 20% off auto insurance when bundling home and auto with Aviva. Eligibility, savings, pricing, and policy details vary by quote.
What is Aviva Journey?
Aviva Journey is an app-based program that can use driving behaviour to help create a personalized auto insurance premium. It may provide an enrolment discount and possible renewal savings or surcharge depending on program rules and driving data.
What is Aviva Ovation?
Ovation is Aviva’s high-value home insurance program. It may be worth reviewing for customers with higher-value homes, valuables, multiple properties, higher liability needs, or more complex claims-service expectations.
Can a broker help me choose Aviva endorsements?
Yes. A broker can help explain options such as ticket waiver, accident waiver, bundled endorsement packages, Journey, liability limits, deductibles, and home coverage options.
How do I check Aviva group eligibility?
Use the Endless Savings page, check Union Savings, or speak with Reliable Insurance Brokers. If you are a STEM professional, government employee, first responder, health care worker, union member, or work for an eligible listed company, ask a broker to check group rate eligibility.
Find a Local Reliable Broker
Looking for broker support in your area? Reliable Insurance Brokers helps customers across Ontario review Aviva insurance options, compare coverage, check group eligibility, and quote home, auto, condo, tenant, and business insurance.
Local Ontario Support
Work with a Reliable broker who understands Ontario insurance, local rating factors, coverage options, and the questions customers commonly ask before choosing a policy.
Aviva Quote Guidance
A broker can help you review Aviva bundle options, Journey, Ovation, ticket waiver, accident forgiveness, group savings, deductibles, and coverage limits.
Coverage Before Price
The right quote is not always the cheapest quote. A broker can help explain what is included, what is optional, and what you may be giving up when comparing options.
Find a local Reliable broker page for your area, then request a quote or speak with our team about Aviva insurance options.
