Get an Insurance Quote in Ontario
Choose the type of insurance quote you need. Reliable Brokers helps Ontario drivers, homeowners, and businesses compare coverage options from trusted insurance companies.
We Compare Quotes From Ontario's Top Insurance Companies
Home & Auto Insurance Discounts You May Qualify For
Ontario insurers offer a variety of discounts that can significantly lower the cost of your home and auto insurance. Our brokers shop multiple providers to find every discount you may be eligible for.
→ Explore available discounts
Multi-Vehicle Discount
Households insuring multiple vehicles on the same policy may receive additional savings.
Multi-Policy Discount
Combining home and auto insurance with the same insurer can significantly reduce premiums.
Union & Professional Discount
Members of unions, healthcare workers, government employees and professional groups may qualify for group discounts.
Good Student Discount
Students with strong grades may qualify for reduced premiums.
Winter Tire Discount
Vehicles equipped with winter tires may qualify for additional savings.
Good Driver Discount
Drivers with a clean driving history may qualify for preferred rates.
Telematics Safe Driving
Drivers who enroll in telematics programs may save up to 25%.
Retiree Discount
Retired drivers who no longer commute may qualify for lower premiums.
Work From Home Discount
Vehicles used primarily for pleasure instead of commuting may qualify for lower rates.
Private Parking Discount
Parking your vehicle in a garage or secure parking area may reduce insurance costs.
Loyalty Discount
Drivers with long insurance history may qualify for additional discounts when switching insurers.
Driver Training Discount
Completing an accredited Ontario driver training course may help new drivers qualify for lower insurance rates.
Early Quote Discount
Requesting a quote up to 30 days before your renewal may qualify you for additional savings.
Pay-in-Full Discount
Some insurers offer discounts for paying your annual premium in full and avoiding installment fees.
Anti-Theft Device Discount
Vehicles equipped with anti-theft tracking systems such as TAG or KYCS may qualify for lower premiums.
No Claims Home Discount
Homeowners who maintain a claims-free history may qualify for lower home insurance premiums.
Mortgage-Free Home Discount
Homes that are mortgage-free may qualify for preferred insurance pricing.
Tankless Water Heater Discount
Homes equipped with tankless water heaters may qualify for reduced premiums.
Water Leak Detection Discount
Smart leak detection systems that automatically shut off water may reduce home insurance premiums.
Sump Pump & Backwater Valve
Installing sump pumps and sewer backflow valves may help reduce water damage risk.
Centrally Monitored Alarm
Homes with professionally monitored fire and burglary alarm systems may qualify for insurance discounts.
Fire Hydrant Proximity
Homes located closer to a fire hydrant may qualify for preferred insurance rates.
Multiple Property Discount
Insuring multiple properties with the same insurance company may qualify you for additional savings.
Endorsement Bundle Savings
Bundling optional coverages into endorsement packages may provide better protection at lower cost.
