Group & Affinity Insurance Discounts
Some customers may qualify for additional home and auto insurance savings through an affinity, professional, employment, public service, or union-related discount program.
Discounts vary by participating insurer, eligibility category, policy type, underwriting, proof requirements, and renewal rules. Speak with a Reliable broker before relying on any savings.
Two savings programs, one place to start
Reliable Insurance Brokers helps customers check whether they may qualify for group or affinity savings through programs such as Endless Savings and UUEC Union Savings.
These programs are not the same, and the discounts do not apply the same way for every insurer. The best approach is to choose the program that applies to your situation, then speak with a broker who can compare the participating markets and confirm eligibility.
Choose your savings program
Select the program that best fits your role or membership. Each page explains who may qualify and links to the matching home and auto quote forms.
Endless Savings Insurance Discounts
This program may apply to eligible STEM professionals, hospital workers, municipal government employees, provincial government employees, federal government employees, and first responders.
Discounts vary by participating insurer, and eligibility should be confirmed by a Reliable broker before you rely on the savings.
UUEC Union Member Insurance Savings
UUEC Union Savings may apply to eligible union members, including members in unionized jobs, trades, or professions.
Existing UUEC group savings information notes that eligible members, spouses, and dependents under age 25 may qualify, depending on insurer participation and eligibility requirements.
Which program should you choose?
Start with the program that matches your eligibility. If you are not sure, call Reliable and we can help determine the best starting point before you complete the quote.
| Program | Who It May Fit | Quote Pages |
|---|---|---|
| Endless Savings | STEM professionals, hospital workers, municipal, provincial and federal government employees, and first responders. | Use the Endless Savings auto or home quote pages. |
| UUEC Union Savings | Eligible union members, including people in unionized jobs, trades, or professions, plus qualifying spouses and dependents where allowed. | Use the union auto or home quote pages. |
| Not sure? | If you may fit more than one program, a broker can help review which route is best for the quote. | Call 289-812-4225 before submitting duplicate quote forms. |
Why use a Reliable broker for group savings?
Group and affinity discounts are valuable, but they are only one part of the insurance decision. A broker can help verify eligibility, compare participating insurers, review other discounts, and make sure the policy still protects what matters.
We check eligibility
We help confirm whether the Endless Savings or UUEC route is the right starting point for your quote.
We compare markets
Discounts can vary by insurer, so we compare the final premium and coverage instead of focusing on one percentage.
We layer discounts
Bundle, multi-vehicle, claims-free, winter tire, alarm, water protection and payment discounts may also apply.
We protect coverage
A lower price is not helpful if the policy removes coverage you need. We help compare value, not just premium.
Important discount disclaimer
This page is for general educational purposes only. It is not underwriting approval, discount approval, membership verification, or a promise that any insurer will offer a specific group, affinity, union, professional, employment, home, or auto insurance discount.
Endless Savings discounts, UUEC union member discounts, eligibility categories, participating insurers, discount amounts, proof requirements, spouse or dependent eligibility, renewal timing, policy eligibility, pricing, coverage, endorsements, and underwriting decisions are controlled by the participating insurer’s rules, quote application, declarations page, underwriting guidelines, policy wording, and discount rules.
Always verify eligibility and discount availability directly with Reliable Insurance Brokers before relying on a savings opportunity.
References and further reading
These resources support the program information on this page. Your actual eligibility and discount must be confirmed through Reliable Insurance Brokers and the participating insurer.
